Having trouble paying your mortgage?
Whatever the reason, you’re not alone and you do have options!
GET HELP – FREE ADVICE
If you can’t make monthly mortgage payments, help is available if you are willing to tackle the problem head on. Get advice from a housing counselor for free! Counseling is provided free of charge by nonprofit agencies that partner with the Federal Government – there is no need to pay a private company for these services!
To find a counselor, visit Department of Housing and Urban Development for the list, you can look through and narrow by zip code to find the closest location.
Talk to your lender

What options might be available?
- Refinance
- Get a loan modification
- Work out a repayment plan
- Get forbearance
- Short-sell your home (if no equity)
- Sell your home and take the equity with you (don’t let the bank take it!)
Watch out for Scams
Contact Us
For more information or if you need help!